The benefit amount that you should get will always depend on your specific financial needs, your current savings, and your expected and ongoing lifestyle costs. There are a few rules of thumb that may be helpful for you when determining how much benefit amount to select.
First, consider what is the minimum financial support you’d like to provide yourself and (if applicable) your family, to cover their day-to-day expenses.
Second, factor in if you have any debt that you have to service. Third, subtract your savings and existing income insurance coverage if you have any from other sources. This should help you estimate the benefit amount to select.
In case you need more support, please chat with one of our licensed agents, they're available to help!