If I am suddenly unable to work, do I need to keep paying premiums? November 04, 2020 14:28 Updated Yes. Premiums are due during the waiting period. Premiums are only waived once your claim/loss of income has been approved. Related articles If my claim is denied, am I still eligible to use other Asteya programs that are part of my income insurance plan? Why can't I find a benefit period? How are benefits paid out to me (i.e. monthly check, direct deposit, vouchers)? How long will it take to find out if my claim is approved?