At Asteya, we built our income insurance products for people who value time, efficiency, and speed. Once you complete your payment, your policy will be in your inbox. You can apply for income insurance coverage with our online application, get approved, and even be immediately covered within the next few minutes. Please note that every application is underwritten individually. For some available products, we might refer your application to our underwriting partners. Under these circumstances, the process might extend to a few weeks, depending on specific requirements.